How It Works

1. Tell us about yourself

A short setup asks about your work or income situation and what you want to achieve. You can change it any time.

2. Record your money daily

Use the Daily Journal to add what you spent and what you received. Add several items at once. Business owners record sales and costs separately in the Business section.

3. Understand your position

Your Overview shows money received, spending, what you kept, savings and debts. Insights explain trends in plain language, with the calculation behind each one.

4. Plan your lifestyle

Test a rent amount, a car, or a higher income and see how much would remain each month — labelled Affordable, Possible with adjustments, or Financially risky.

How we avoid double counting

• Business sales stay in your business. Only money you record as an owner withdrawal counts as personal income.
• Money put into savings goals is not counted as spending.
• Debt repayments are shown separately from everyday spending.
• Expected salary is not counted until you record it as received.