Terms of Use

Last updated: November 2026

Using the service

247VIO Personal Potential is a personal record-keeping and planning tool. You are responsible for the accuracy of the information you enter and for keeping your password safe.

Not financial advice

Insights, scores and affordability results are estimates based on the records you enter. They are not financial, tax, legal or investment advice, are not a credit score, and do not mean you qualify for any loan. Business profit figures are estimates, not final accounting profit.

No guarantees

We do not guarantee any financial result. Decisions you make remain your own.

Acceptable use

Do not try to access other people's accounts, interfere with the service, or use it for unlawful purposes.

Your data

You own your data. You can delete your account at any time. See our Privacy Policy for details.

Changes

We may update these terms. Continued use after changes means you accept them.