Terms of Use
Last updated: November 2026
Using the service
247VIO Personal Potential is a personal record-keeping and planning tool. You are responsible for the accuracy of the information you enter and for keeping your password safe.
Not financial advice
Insights, scores and affordability results are estimates based on the records you enter. They are not financial, tax, legal or investment advice, are not a credit score, and do not mean you qualify for any loan. Business profit figures are estimates, not final accounting profit.
No guarantees
We do not guarantee any financial result. Decisions you make remain your own.
Acceptable use
Do not try to access other people's accounts, interfere with the service, or use it for unlawful purposes.
Your data
You own your data. You can delete your account at any time. See our Privacy Policy for details.
Changes
We may update these terms. Continued use after changes means you accept them.