Privacy Policy

What we collect

• Account details: your name, email address and password (stored securely, never readable by us).
• Profile details you choose to give: country, currency, age range, work situation, goals and household.
• Financial records you enter: income, expenses, business records, savings, debts and scenarios.
• Your reminder and notification preferences.

How we use it

Only to provide the service to you: calculating your totals, insights, scores, reports and affordability estimates. We do not sell your information and we do not use it for advertising.

Who can see your records

Only you. Every record is tied to your account and the database refuses requests from anyone else. Platform administrators see only anonymous totals (such as the number of accounts) and cannot view your financial records through the app.

Security

Data is sent over encrypted connections. Access is protected by your password and per-account access rules.

Site usage statistics

We may collect anonymous usage statistics about our published website, such as pages visited, the referring site, country, browser and device type, time on page, page load speed and errors. This measurement uses no cookies, stores nothing on your device, does not keep IP addresses and does not identify you. Lovable collects this data for us. Lovable's privacy policy explains how it handles it. Detailed data is kept for 90 days and daily summaries for a year.

Notifications

Reminders are off by default. If you turn them on, your browser asks for permission first, and reminders appear only on your device.

Deleting your data

You can permanently delete your account and all your records at any time from Profile & Settings. Deletion cannot be undone.

Contact

Questions about privacy can be sent through our Contact page.